We’ve been helping investors since 2007, these are their most frequent questions.

And if your current question isn’t here, do call us, we’d be happy to answer it for you.

Call us direct on 01273 763 900.

Why do you only introduce property as an investment?


It’s impossible to be an expert in every investment asset class, although some profess to be, so we prefer to specialise in the one area we know well for the following reasons.

1. Capital Growth and Rental Income: The value of your property will most likely grow over time and may be extremely beneficial financially if well chosen. Not only will you benefit from steady capital growth, but also receive regular monthly rental returns.

2. A safe investment: This is the only investment market which is not dominated by investors, hence creating a natural buffer in the market. It is also the most forgiving investment; if you purchase the worst house in the area, chances are that its value will still increase over time.

3. Mitigate risk: You can insure your asset against most risks; fire / damage / a tenant leaving, damaging your property or breaking the lease.

4. Anyone can invest: You do not have to possess a vast amount of knowledge or capital, as you may do with stocks or opening up a business.

5. Control: Unlike other investments, it’s possible to be in full control of your property investment; With the exception of Hotel investments, you can make all the decisions if you wish and have control over all of your returns.

Isn’t a fractional investment just a different name for timeshare?
Definitely not, and there is one very simple difference between the two.

Timeshare is simply buying the right to spend a specific amount of time in a property, while fractional ownership is an actual deeded interest, in that you own an equity stake in the property. With all of our fractional ownerships, the investor benefits from both capital growth and rental income. You don’t get either with a timeshare!

I often see the pension term – SIPP or SASS – what do they mean?
SIPPs and SASSs are very simply different types of pension structures that allow investors to choose their own specific investments. Click here for more details.
How secure is the money, or pension I invest?
All the investments we introduce to clients are such that you, the investor, will always own the freehold title for the property you invest in or at the very least a leasehold in perpetuity.

Obviously we can never guarantee or predict the future with regards to values or incomes long term but the asset is always yours to sell whenever you wish and we will do our utmost to assist in that process. All rental incomes are fully managed either by a letting agent or an International Hotel group and the intention is always to produce the highest level of return available.

In the event of investing off plan, all our developments are ring fenced to ensure that your money can only be utilised to build on that specific resort.

Is my investment guaranteed?
Unlike most of our “competitors” we tend to stay well clear of investments that “guarantee” returns. Why? because in our experience very little is truly guaranteed. You will however find a couple of investments that we are happy to guarantee and do indeed have the correct structure to be able to offer this.

I’ll try to explain the minefield of guarantees further. In legal terms a guarantee means “An undertaking to answer for the payment or performance of another person’s debt or obligation in the event of a default by the person primarily responsible for it.”

In order to cover this liability the entity offering the guarantee must either have a sum of money secured in your name or an insurance policy to cover such a liability. In most cases neither is in place and as such a guarantee does not exist.

Invariably the products offering a guarantee are simply offering a verbal promise to return what they say they can achieve but in reality it is simply an attempt to convince you that the investment is “safe” The reality is that if the product provider goes bust in the meantime and your property never gets built then your money is lost.

Will I own the property I invest in?
Effectively yes you will, as explained above. All the property investments we introduce to clients are either owned by the investors under a freehold title or under a leasehold in perpetuity contract. We do not introduce you to investments where someone else owns what you have invested in!

Off plan developments can however carry a slightly higher investment risk, you can’t physically own what is yet to be built. So how can we minimise the risk as much as possible? Simple, we only work with property developers that have the financial strength to build what they promise to. Often this is brought about by investors paying higher levels of deposit but you shouldn’t be be frightened to do this. Often this is what gives these companies the financial sustainability to build. If you only pay a very tiny deposit, where is the money going to come from to construct your investment? In most cases it’s the banks and it’s this cost of lending that can have an impact on the returns for the investor.

What’s the minimum amount I can invest?
In reality we can assist clients from as little as £10,000 receiving around 7% returns – does this seem impossibly low? Well, it isn’t.

Let me explain in detail how. When the company was set up, one of the objectives was to find an answer to the question, It seems that only the rich get richer so is there a way for lower level investors to benefit from the same investments and returns? Well very simply the answer is yes they can. What if you could take a high value property on a top quality resort, wrap it in a Limited by Guarantee Company, and then divide the company into 20 partnerships? The result is 20 people sharing the income of a property they could never have afforded and receiving the same percentage yield as a person who owns a whole property outright. So a property worth £200,000 can be bought by 20 people for £10,000 each and still receive a yield of 7% or more, plus any capital growth attracted by the investment.

Can I achieve high returns with no risk?
I’m afraid not, I wish I could say you could. A lot of companies would like you to believe that everything is safe and that your investment and returns are 100% guaranteed. If only that were the case and nothing ever went wrong…

When investing in property you should be investing for the medium to long term, that’s 5 years plus. Furthermore you should always ask yourself, would I invest if I was not being offered a guarantee? If the answer is no then maybe you should walk away.

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